ADVANTAGES OF A CHAPTER 13 BANKRUPTCY
Chapter 13 Bankruptcy is for individuals with regular income to develop a plan to repay all or part of their debts.
How does it help?
🛑 Stop Foreclosures
🛑 Stop Sheriff Sale
🛑 Stop Wage Garnishment
🛑 Stop Bank Levies
🛑 Stop Collection Activity
🛑 Stop Repossession
🛑 Stop Lawsuits
How do they stop ❓
By the AUTOMATIC STAY ❗❗❗❗
Immediately after a bankruptcy case is filed, an injunction (called the "Automatic Stay") is generally imposed against all creditors who want to start or continue taking action against a debtor or the debtor's property.
As long as the stay is in effect, creditors generally may not initiate or continue lawsuits, wage garnishments, or even make telephone calls demanding payments.
If creditors violate the automatic stay they can have serious repercussions ❗
☎️ CALL OUR OFFICE IF YOU NEED TO PUT A STOP ON YOUR CREDITORS ❗ 732-866-6655
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